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More Americans are able to pay their mortgages as home values are on the rise and job creation grows. According to TransUnion, a credit reporting agency, individuals falling two months behind or more on their mortgages have dropped approximately 21% from this time last year, representing the largest quarterly decrease since 1992. The Mortgage delinquency rate for the first quarter of 2013 was 4.56%, while home prices have continued to soar increasing by 10.5%. TransUnion’s group vice president of U.S. housing, Tim Martin said, “there is no reason to believe the decline in mortgage delinquencies will not continue.” More here
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